Loan without Credit Bureau – Immediately with online approval
The loan without Credit Bureau has become one of the most widely used forms of financing. The main advantage is that, unlike conventional loans, no credit check is carried out at Credit Bureau and no data is transferred there even after the loan has been approved and paid out successfully. There is no data storage and the values of your own scoring remain unaffected. The only negative characteristic is the increased interest rate, which is slightly above that of a normal loan (e.g. installment loan). However, this has to do with the fact that there is a high default risk with a loan without Credit Bureau than with normal loan variants.
More and more people are using a loan as a solution so that new financial freedom can be given in life. More and more are interested in forms of financing where Credit Bureau data is no longer required – the loan without Credit Bureau or also called Swiss credit . The reason for this is, on the one hand, the fact that a loan from the house bank is not possible due to existing loans or negative Credit Bureau entries, on the other hand, people who have no restrictions due to existing loans or Credit Bureau entries also use this special loan option precisely because neither information has been obtained in advance nor after successful credit processing, data is sent to Credit Bureau. With the loan without Credit Bureau, new scope for action can be created without influencing your own credit line in any way.
Benefit from an individual credit solution without Credit Bureau query and without Credit Bureau entry.
By arranging this form of credit through well-known credit providers, you also save yourself time-consuming appointments at the bank and do not have to worry about annoying bureaucratic expenses. The application process is quick and easy using the online application forms of the respective providers.
Up to what amount can a loan without Credit Bureau be applied for?
On average, the maximum volume is limited to $ 3,500. Often, borrowers tend to use rather small amounts up to $ 2000, which are then often offered as a small loan without Credit Bureau. In addition to the age of majority, the basic requirement for a commitment is that the borrower has a regular, attachable income. If these criticisms are met, a loan without Credit Bureau information can be realized in most cases without any problems.
Important! Self-employed persons, pensioners, low earners, trainees and students can not apply for the loan without Credit Bureau. However, special financing options are also available for these groups of people. The self-employed, freelancers and entrepreneurs can use the loan for the self-employed, for example, to obtain new liquid funds. The pensioner loan is specially designed for the needs of retired people and also fulfills wishes in old age. For aspiring academics, the student loan is suitable to get external financial support.
Another important note!
The loan without Credit Bureau is now a widely offered financial product which unfortunately also dubious loan fraudsters want to make use of. In order to avoid being ripped off by a loan shark, it is important to know that a loan without Credit Bureau, which is often also offered as a Swiss loan, does not incur any costs for the loan request or for preparing the offer. With reputable providers, fees only apply when the financial product is claimed. Normally, the borrower is sent a non-binding offer 24-48 hours after making his request.
If you want to benefit from the special advantages of a Credit Bureau-free loan, you can look around and find out about our top offers.